Historically health cares ties to employment are not there as some sort of social value of the importance of work. Instead it's an artifact of wage controls during the Depression. Unable to raise wages to retain key employees, employers competed by raising benefits. FOr employers this is simply a total cost. They take money straight out of what they have to pay employees and give them non-cash pay. but it's a zero sum game. The only people who win here are the insurers since insuring working people usually selects for people in better than average health and age groups least likely to need medical care. It thus leaves out all the people who most need it.
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ReplyDeleteNo excuse whatsoever...
Deletehttps://nypost.com/2020/03/28/17-year-old-dies-of-coronavirus-was-turned-away-for-lacking-insurance/
Historically health cares ties to employment are not there as some sort of social value of the importance of work. Instead it's an artifact of wage controls during the Depression. Unable to raise wages to retain key employees, employers competed by raising benefits. FOr employers this is simply a total cost. They take money straight out of what they have to pay employees and give them non-cash pay. but it's a zero sum game.
ReplyDeleteThe only people who win here are the insurers since insuring working people usually selects for people in better than average health and age groups least likely to need medical care. It thus leaves out all the people who most need it.