09 December 2018

Two commentaries on the American health care system

First, from Common Dreams, the argument that a single-payer system is possible and affordable:
Contrary to the doom and gloom of the latest healthcare spending numbers for the US—$3.5 Trillion overall annually, $10,739 per person, now exceeding 18% of GDP while providing worse outcomes, lower quality and shorter life expectancy than any other industrialized country—the Pollin study shows we can guarantee healthcare to all US residents by improving Medicare, and expanding it to everybody...

The study answers the proverbial question—“But how do we pay for it?”—by utilizing the existing public sources that account for 60% of current financing, eliminating commercial insurance premiums, co-pays and deductibles, and replacing those with a combination of payroll taxes substantially less than employers are paying now, an upper income tax that makes the wealthy pay their fair share, and a sales tax on non-necessities...

It’s important to note that these savings are not available under a multi-payer system, under a system of Medicare buy-in, or via proposals that keep tens of millions of workers in commercial insurance plans.  In such schemes, the administration costs for providers do not substantially decrease; 20% of the tax subsidies to buy insurance are wasted on overhead, marketing and profits; the leverage to set rates is not as strong; and individual purchase (“buy-in”) undermines the social insurance model that spreads costs...
More at the link.  But way more entertaining is a rant at McSweeney's:
"Welcome to America General Hospital! Seems you have an oozing head injury there. Let’s check your insurance. Okay, quick “heads up” — ha! — that your plan may not cover everything today. What’s that? You want a reasonable price quote, upfront, for our services? Sorry, let me explain a hospital to you: we give you medical care, then we charge whatever the hell we want for it.
If you don’t like that, go fuck yourself and die..."
I"ll put the rest below the fold because the language gets a bit "salty" -


Honestly, there’s no telling what you’ll pay today. Maybe $700. Maybe $70,000. It’s a fun surprise! Maybe you’ll go to the ER for five minutes, get no treatment, then we’ll charge you $5,000 for an ice pack and a bandage. Then your insurance company will be like, “This is nuts. We’re not paying this.” Who knows how hard you’ll get screwed? You will, in three months...
Oh, I get it: you’re used to knowing a clear price for products and services. The difference is that medicine is complicated and scary — unlike, say, flying hundreds of people in a steel tube across an ocean, or selling them a six-ounce hand-held computer that plays movies and talks to satellites. Anyway, no need to think this through rationally while you’re vulnerable, right? Your head is really gushing, ma’am...

Need an hour in the ER? How does $15,000-$50,000, sound? Hint: we don’t give a piss how it sounds you stupid fucking helpless human wallet...

Oh, you think you think we’re cruel and illogical? Well, no one forced you to come here. It’s your decision, you head-injured meatball. Feel free to go out into the parking lot and just die. I suggest you do that out in section F. Try to lean your corpse against a light pole. Our dead body disposal fee is $3.75 and is not covered by your shitty, confusing, out-of-network medical plan.

So, will you be dying in our parking lot today, you pathetic, impotent, walking insurance code? Okay, great! Your husband will get a bill for that soon, and if he doesn’t like it, he can fuck himself too.
I left out some of the more vehement language.

2 comments:

  1. It's not rocket surgery. Many, many countries provide decent health care for their citizens at reasonable cost. Just look at how they do it and copy the system that works for you.

    ReplyDelete
  2. One of the little discussed outcomes of single payer is that we’ll have to lay-off about 2 million medical coders, insurance adjusters, and Pharma marketers. But if you ask me, they and their husbands can follow McSweeney’s final advice about what to do with themselves.

    ReplyDelete

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